Elite Cyber Insurance

Health Insurance Plan

  • 6 benefits included

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₹1,000,000

Cover amount

Features

Annual Health Check Up

Policy Tenure

Sum Insured

Theft of Funds

Maximum hours and maximum cost per hour for psychological assistance and treatment

Territarial Scope Governing Law, Courts having jurisdiction

Coverage

1 AHC (33 Parameters)

1 year

1000000 (with ₹ 500 Deductible applicable)
1000000
Maximum Hours-10 Hours & maximum cost-10000 Currency Per Hour
 
India
 
Exclusions
Claim Process
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Exclusions

  • Insured events or circumstances that could reasonably lead to an insured event which are known by you prior to the inception of this policy.
  • Any action or omission of You or any misbehavior of You which is intentional, malicious, dishonest, deliberate or reckless; this exclusion shall not apply to Section 1.13 – Liability for intentional misbehavior of underage persons
  • Any action or omission in Your capacity as employee or selfemployed person as well as any professional or business activity.
  • Loss of or damage to tangible property and any consequential losses resulting therefrom, including the loss of use of tangible property
  • Investment or trading losses including without limitation any inability to sell, transfer or otherwise dispose of securities
  • Bodily injury, psychological harm (save that this exclusion shall not apply to anxiety or mental stress as set forth in Section 1.2 – Identity theft and Section 1.5 – Cyber bullying, Cyber stalking and Loss of reputation), trauma, illness or death
  • Misappropriation, theft, infringement or disclosure of any intellectual property (such as patents, trademarks, copyrights).This exclusion shall not apply to Section 1.8 – Social Media and Media Liability. However, theft, infringement, misuse or abuse of patents will always remain excluded.
  • Third party claims made by one Insured against another insured
  • Contractual liability which exceeds legal liability which would otherwise arise contractual liability which exceeds legal liability which would otherwise arise
  • Any costs of betterment of Your personal device beyond the state existing prior to the Insured Event, unless unavoidable.
  • Loss, misplacement, destruction, modification, unavailability, inaccessibility of and/or delay in trading with cryptocurrencies,consisting of coins (e.g. Bitcoin, Ethereum, Ripple, IOTA), tokens(e.g. EOS, Nem, Tether) or public and/or private keys being used in conjunction with the aforementioned
  • Gambling

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